Current ISO rating is Class 3
ISO collects and evaluates information from communities in the United States on their structure fire suppression capabilities. The data is analyzed using their Fire Suppression Rating Schedule (FSRS) and then a Public Protection Classification (PPC™) grade is assigned to the community. The surveys are conducted whenever it appears that there is a possibility of a PPC change. As such, the PPC program provides important, up-to-date information about fire protection services throughout the country.
ISO is an independent company that serves insurance companies, communities, fire departments, insurance regulators, and others by providing information about risk. ISO's expert staff collects information about municipal fire suppression efforts in communities throughout the United States. In each of those communities, ISO analyzes the relevant data and assigns a PPC grade – a number from 1 to 10. Class 1 represents an exemplary fire suppression program, and Class 10 indicates that the area's fire suppression program does not meet ISO's minimum criteria.
ISO's PPC program evaluates communities according to a uniform set of criteria, incorporating nationally recognized standards developed by the National Fire Protection Association and the American Water Works Association.
Message From LFRD
La Vergne residents could see a decrease in their homeowner’s and commercial property insurance premiums thanks to new initiatives pushed forward by The La Vergne Fire Department. LFD was able to achieve a Class 3 ISO rating which puts LFD in the top 9% ISO-graded fire departments in the country. This is something we have been trying to achieve for awhile now. We couldn’t be prouder of our Department. LFD would like to encourage all La Vergne residents and businesses within the city to notify their insurance carriers as to the ISO rate change. Don’t forget to mention your distance from a fire hydrant, as this can also make a difference in insurance premiums. The new Class 3 rating takes effect October 1, 2016.